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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Our mother age 85 has recently become a greencard holder. What kind of medical insurance can she access now that she will live in the United States?

A:
Hello For Green card holders to live in the U.S. you have to purchase domestic health insurance now. thank you, GF Insubuy
{{currentOrigin}}/answers/new-immigrant-health-insurance/our-mother-age-85-has-recently-become-a-greencard-holder-she-will-live-in-the-united-states-36377/

Q:My parents came on Visitors visa and after 3 months I applied for their GC and now they got their EAD card, as their insurance is getting over, Can we buy the insurance from INSUBUY. what kind of insurance can we buy for them, as their green card is going to take time.

A:
Hello Please use the link below to view the policies for new immigrant: /new-immigrant-insurance/ Thank you, GF Insubuy
{{currentOrigin}}/answers/visitors-medical-insurance/my-parents-came-on-visitors-visa-and-after-3-months-i-applied-for-their-gc-12562/

Q:I am on my OPT and looking for an Insurance with Insubuy which covers hospitals at Houghton, Michigan, 49931.I want to check whether the hospitals are within the network of Insubuy ? If so, I can go ahead and purchase my Insurance

A:
Hello, For OPT, you can view the policy below: /patriot-america-plus/medical-insurance/ And you can use the link to search the in-network providers within United healthcare ppo Network; /international-medical-ppo-network/ Thank you GF Insubuy
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Q:I am not a US citizen and I am not travelling to the US. Can I still purchase a travel insurance from your site which will cover me?

A:
Hello, Plese use the following link to get a quote: /get-travel-insurance-quotes/?presection=travelOutsideUSA&;affiliateid=none Thank you GF Insubuy
{{currentOrigin}}/answers/vacation-insurance/i-am-not-a-us-citizen-and-i-am-not-travelling-to-the-us-45837/

Q:I purchased one policy for my father and mother. Now my father is retuening early while my mother stays. Can I keep only my mother's policy active while cancelling it for my father? If no, then can I cancel for both and purchase only for my mother since she is already in the US.

A:
you can cancel for both and repurchase however if one person is already sick or injured we recommend you keep the plan since the new plan will not cover incidents that existed before the new start date.
{{currentOrigin}}/answers/visitors-insurance/i-purchased-one-policy-for-my-father-and-mother-now-my-father-is-retuening-early-88240/

Q:my parents are 87-89 and will make their entry in April. My dad is fine, my mum had an angioplasty 2 months ago. She is fine, but has to take medication. What kind of insurance, would be available for them?

A:
We advise you first make a quote to see what plans are available to you, If you can enter your information in this link we can quote you all of our available plans, /get-travel-insurance-quotes/?presection=visitorUSA We advise on getting visitors protect if it is available to you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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